Complete the FAFSA
The FAFSA (Free Application for Federal Student Aid) must be completed when you're thinking about college, and you will fill it out each year that you're in school. The information you provide determines your eligibility for all types of financial aid. You can submit your FAFSA as early as October 1 each year for the following fall. Learn more about the FAFSA.
Apply for Financial Aid
Choose your program of study
Meet with an advisor to define your academic and career goals, and then select a program that aligns with those goals.
Apply for scholarships
TCC and the TCC Educational Foundation provide scholarships to support students' academic study and achievement
Register for classes and pay tuition
You can receive financial aid only for courses that apply to your declared program. Stay on track with smart course selection and by paying any remaining tuition by the deadline.
Get immediate help with your financial aid and student account questions any time by calling 855-308-5614 or visiting the Financial Aid and Student Accounts Support Center online. Have your financial aid and student accounts questions answered over the phone or via chat!
Keeping you on track
Financial aid advisors on each campus are available during business hours to assist you with your questions, filling out forms and keeping you moving toward your career and educational goals. Hours and locations are below.
In order to qualify for financial aid, you must:
- be a U.S. citizen or national or an eligible non-citizen as defined by the U.S. Department of Education.
- be enrolled in an eligible curriculum for financial aid purposes.
- register for courses that apply to your academic program.
- have a high school diploma or general education development (GED) certificate, or have completed a secondary school education in a home school setting
- meet Satisfactory Academic Progress (SAP) at Tidewater Community College
- have not defaulted on a federal student loan or owe an overpayment on a federal aid program
Other factors such as a conviction for the possession or sale of drugs, and a current incarceration may affect your eligibility for financial aid. Financial aid advisors are available at each campus to answer your eligibility questions.
1. Complete the Free Application for Federal Student Aid (FAFSA) online.
- Create an FSA ID prior to completing FAFSA online and use it to sign the application electronically. If you are a dependent student, your parents should also create an FSA ID.
- Be sure to list Tidewater Community College (TCC) as a school choice on your FAFSA. TCC’s school code is 003712.
- If you prefer to sign your application manually, instead of electronically with your FSA ID, please print the FAFSA signature page and mail it to the Federal Processor immediately after completing the online application.
2. You will receive a Student Aid Report (SAR). This document is a summary of the information you provided on your FAFSA.
- The SAR will provide you with information about any issues related to your FAFSA and list the Expected Family Contribution (EFC) that determines your eligibility for different aid sources.
- If you file the FAFSA electronically and provide an email address, you will receive these results via email approximately 5 business days from the date you filed. If you complete the paper application, please allow 2 to 4 weeks for processing. The results will be mailed to your home.
- Review your SAR for accuracy. You can make corrections, on the FAFSA website.
- If your SAR states that you have been selected for verification, you will receive a separate, official request from TCC to provide certain financial documents.
- Comply with all requests for additional information and take the documents to your campus financial aid office as soon as possible.
3. You will receive an official Financial Aid Award Notice from TCC detailing your estimated expenses for the enrollment period and your eligibility for financial aid sources.
- Review this document carefully and follow any additional directions that it provides. Some sources of aid, such as student loans, require an additional application.
4. Register for classes and pay tuition
- You can receive financial aid only for courses that apply to your declared program.
- Stay on track with smart course selection and by paying any remaining tuition by the deadline. If you don’t, classes not covered by financial aid will be dropped.
5. Purchase your books
- You are expected to purchase your books prior to the beginning of the semester.
- If you have a remaining aid balance after tuition and fees are deducted, you can use the remaining aid at the College bookstore. The dates that you may use remaining financial aid each semester are published at the bookstore and can be found online.
- If you apply late for financial aid, you may experience a 24 hour delay from the time that your award is applied to when you can use the remaining balance at the bookstore.
- Take your picture ID (driver’s license or student ID) with you to the bookstore to facilitate using financial aid for your purchases.
- Student applications are reviewed and analyzed on an individual basis to determine financial need. Financial need is the difference between the "cost of attendance," and the "expected family contribution" as determined by the U.S. Department of Education. Those with the greatest demonstrated need are awarded the most aid.
- Applications will be processed on a first-come, first-served basis. Late applications are considered as funds become available.
- If you do not attend the first semester, all financial aid awards will be canceled for the year. You must notify the financial aid office in writing if you plan to return to TCC for the next semester. However, there is is no guarantee of available funds.
- You are entitled to review your records in the Financial Aid Office and may receive an explanation of how your awards, or rejection of aid, was determined.
Your Free Application for Federal Student Aid (FAFSA) may be selected for review in a process called “verification," which is required by the U.S. Department of Education.
TCC will compare the information reported by you (and your parents if a dependent student) on the FAFSA to your actual financial documents. Any inconsistencies on your FAFSA that are discovered during verification will be corrected electronically by TCC with the Department of Education.
If your application becomes subject to verification, take action quickly so as not to delay the awarding of your financial aid.
In order to remain eligible for financial aid, federal regulations require that students make satisfactory academic progress in accordance with the standards set by the college and the federal government.
The Financial Aid Office evaluates satisfactory academic progress before aid is awarded and after grades are posted for every term, starting with the first term of enrollment.
If you stopped attending TCC prior to completing 60% of a payment period or term, the financial aid office recalculates your eligibility for Title IV funds.
Providing your Social Security number on some forms is not required but highly recommended. By not providing your SSN, access to some services will be limited, tax reporting information will not be available, and financial aid may be delayed.
Your information will never be disclosed to a third party without your permission.
- Educational Opportunity Center
- FAFSA on the Web (U.S. Department of Education site)
- Educational Credit Management Corporation (TCC's guarantor and disbursing agent)
- National Student Loan Data System (NSLDS)
- The Smart Student Guide to Financial Aid (a resource for loans, scholarships, military aid, etc.)
- FastWEB (Financial Aid Search)
- Scholarships (helpful how-to, info, and links)
Financial aid help is available 24/7/365 by phone and online
Regular office hours are:
Monday and Tuesday: 8:30 a.m. - 6:30 p.m.
Wednesday to Friday: 8:30 a.m. - 5:00 p.m.